Church Insurance
Karen Kippert
Last Update há 3 anos
Although our focus is on the multiplication of disciples, we all have to deal with many business and physical matters as part of our ministries. These matters include protecting our people, assets, facilities, and reputations with safe ministry programs and comprehensive church insurance. As an independent church family responsible for your own decisions, we ask that you carefully consider whom you select as your insurance provider in a prayerful and faithful deliberation of biblical stewardship.
The unique needs of a church and its ministry require careful selection of an insurance carrier. Whether leading churches and related ministries, schools, camps, or colleges, you will need to find a company that provides specific insurance for you and is familiar with the needs of your ministry. Numerous companies provide insurance to churches and ministries; however, from our experience and hearing from the churches in the Missionary Church, we can only recommend one of them: Brotherhood Mutual Insurance Company.
Brotherhood Mutual Insurance Company works exclusively with Christian ministries. Besides property and liability, mission travel, vehicle, and workers’ compensation insurance programs, the company also offers risk management and ministry payroll services, as well as numerous free website resources.
Periodically you will see highlights in the Priority newsletter email and on our website addressing various topics that can help protect your congregation. Insurance is sometimes a product we buy, pay an annual premium for, yet seldom review. Brotherhood will assist in reviewing your policy and needs for the future. For example, 84% of churches have $1,000 deductibles and could decrease premiums by increasing their deductible.
Brotherhood Mutual Insurance Company® is one of the nation’s leading insurers of churches and ministries. In business since 1917, Brotherhood Mutual provides property, liability, commercial auto, workers’ compensation, mission travel insurance, and payroll services* to ministries throughout the United States, including:
- Churches
- Church day nurseries
- Christian camps
- Schools
- Association/Denomination offices
- Colleges and universities
- Other related ministries
Brotherhood Mutual is represented by independent agents who subscribe to a code of ethics based on scriptural principles and serve in churches and ministries of their own. The company consistently earns an A- (Excellent) rating from A.M. Best, a leading authority in rating insurance companies.